Joel Embiid's injury excluded from insurance policy

The $9 million the Philadelphia 76ers ownership will pay Joel Embiid in his first two years, even though he has not played an NBA game, will come out of their pockets.

Although Embiid's contract is insured, since it is among the five highest salaries on the team, sources say Embiid's right foot was excluded from the policy because it was a pre-existing injury.